As a postdoc scholarship holder you are covered by an insurance for foreign visitor provided by Kammarkollegiet. The insurance gives you a 24-hour coverage in Sweden.

Insurance from Umeå University 

The insurance provides the following coverage:

  • personal injury protection
  • medical and dental coverage
  • home transport
  • personal property coverage
  • third party liability
  • legal expenses.
  • reimburse costs that arise in the event of unforeseen circumstances, illness and accidents but not planned treatments.

The insurance is valid in Sweden and throughout the Schengen area if you have a Schengen visa. If you have a residence permit it is only valid in Sweden. Your accompanying family members they are also covered. 

Complementary insurance

Everybody living in Sweden should arrange a private insurance such as a home insurance and an insurance for accidents. Eventhough you are covered by the insurance for foreign visitors 24-hours a day we advice you to get complementary private insurance such as a home insurance, an accident insurance.

Contact an insurance company for more information. Ask your HR support at the department for help.

Access to health care

When you are registered as a citizen in Sweden and have an ID-number you have access to the health care in the same way as Swedes. This means you pay the lower fee when visiting the doctor. 

Related information


General information

"Insurance for foreign visitors" valid from: 2021-07-01 
terms and conditions

Claim form (must be signed by head of department)

Rosita Nilsson